Guidance You Can Trust
Nearly Five Decades of Trusted Insurance Guidance
Phil A. Garcia Insurance Services has proudly served Northern New Mexico for nearly five decades with personalized insurance guidance and supplemental health coverage solutions. As a family-operated practice, we combine industry expertise with genuine care, helping clients navigate Medicare, health, life, dental, vision, disability, and long-term care insurance with confidence and clarity.
Meet Phil Garcia
Experience That Inspires Confidence
Phil Garcia, CIC, LUTCF, brings 48 years of insurance industry experience to every client interaction. As a Certified Insurance Counselor (CIC) and Life Underwriter Training Council Fellow (LUTCF), Phil has dedicated his career to helping clients understand Medicare, health, life, long-term care, and supplemental insurance solutions through trusted guidance and professional expertise.
Meet Virginia Garcia-Rivera
Continuing a Legacy of Service
Virginia (Jenny) Garcia-Rivera brings 10 years of insurance experience and a strong commitment to personalized client support. She works closely with individuals and families to simplify coverage decisions, answer questions, and help clients find insurance solutions that align with their healthcare, financial, and long-term planning goals.
Why Choose Us
Experience the Difference Personalized Service Makes
Specialized expertise in Medicare, health, life, and retirement-focused insurance solutions
Personalized recommendations based on your unique needs and goals
Guidance through enrollment, plan comparisons, and coverage evaluations
Support for individuals, families, seniors, and employers
Ongoing service and assistance beyond the initial policy selection
A commitment to education, transparency, and informed decision-making
Discover a Better Way to Choose Coverage
Let us help you navigate Medicare, health, life, and retirement-focused insurance solutions with confidence and clarity.